Chalking out the differences between regular and direct mutual fund: Which one to include in your portfolio?

When investing in a mutual fund, there are various things you have to consider. You have to pick between equity and debt funds and you also have to choose between making a lump sum investment or opting for a Systematic Investment Plan (SIP). These are important decisions that determine how your investment pans out. Another essential thing you should consider is whether you should pick direct vs regular mutual funds. The difference between these two plays a critical role in the kind of returns you earn. But first, let’s understand the meaning of these funds.